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 Member Publications

Retirement Planning

Some of these documents are in Adobe Acrobat Portable Document Format (PDF). Before viewing these documents, you may need to download or upgrade the Adobe Acrobat Reader®.

Title Format

Accessing Your TRS Account Online

Detailed instructions walk you through creating a new account and accessing your personalized benefit estimate.

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Direct Deposit: Take the Shortcut

Describes the benefits of direct deposit and how to sign up for the service.

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How to Calculate Your Retirement Annuity

Provides worksheets and instructions for estimating a TRS retirement annuity.

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Optional Service Video (7:34)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
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300K (Broadband)

Preparing for Retirement

The 2009 fall member meeting slide presentation in PDF format.

PDF

Protecting your Benefits
Federal Limits on Benefits

Explains how Section 415 of the Internal Revenue Code imposes limitations on contributions made to and benefits paid by qualified plans, like TRS.

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Reciprocal Service Video (6:46)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Retirement Benefits Video (9:50)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Retirement Process Video (10:12)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Retirement Systems Reciprocal Act

Explains the requirements and benefits of retiring under the reciprocal act. This links to the January 2007 version of a state brochure on the SERS Web site.

The Reciprocal Act requires a minimum of 12 months of service credit with any single reciprocal system to apply the service toward a reciprocal pension unless you meet the teacher aide exception discussed in this IMRF publication. See pages 3 and 4 for details.

SERS



IMRF

Retirement Time Line Checklist

Instructions on what to do and when to do it as you plan for your retirement.

PDF

Single-sum Retirement and Refund of Contributions Video (4:22)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Standard and Reversionary Annuities Video (5:47)

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Teachers' Retirement Insurance Program (TRIP) Video

The following video must be viewed with RealPlayer. If you do not have RealPlayer, a free download is available at www.realplayer.com. Videos are best viewed at their original size in the RealPlayer window.

Videos are provided according to the speed of your Internet access. If you are using a dial-up telephone modem for Internet access, we recommend the Audio version.

Audio only (dial-up)
56K (dial-up)
150K (DSL)
300K (Broadband)

Understanding the 2.2 Benefit Formula

Answers commonly asked questions about the 2.2 benefit formula.

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What is a Reversionary Annuity?

Explains the reversionary annuity that is available to TRS members.

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What You Need to Know Before Retiring

Answers about the retirement process, contribution limits, and post-retirement limitations.

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